Investment Review

Investments can play a fundamental role in safeguarding the financial future for you and your family. With so many investment options to choose from and so many potential pitfalls, deciding how best to invest your money can become a daunting task without the right advice.

What is the difference between saving and investing?

Savings are a low risk way of building up a pot of money, often used for a specific purpose within a short time frame. The most you'll earn on the money you save is the interest added.

Investing is what you can do with the savings you have created. Investments are used for the purposes of wealth building and generally include monies that are not required for many years. Investments do involve greater risk, but, also have greater opportunity to yield higher returns.
There are a bewildering range of savings and investment vehicles available to suit all categories of risk. It is wise to seek advice on which is most appropriate for your needs.

The importance of investment advice

Building your investment portfolio is about much more than just choosing products, it takes into account tax saving opportunities, your attitude to risk and reward as well as balancing the need for income, growth or both.  By investing wisely you can protect your capital for the future.

How we can help

There are many different investment opportunities that could fulfil your financial objectives over the medium and long term and as Independent Financial Advisers, we are not tied to buying a particular provider's products, nor do we restrict ourselves to particular assets or investments but instead, research the whole of the available market.

By understanding what you want to achieve, how much risk you are comfortable with we can create an investment strategy that is tailored to you. 

Investment Reviews

You may have a portfolio of existing investments which you believe are performing satisfactory, however, throughout life our needs, priorities and goals change. We believe regular reviews are vital to their success.

If you have accumulated a variety of savings, investments or Individual Savings Accounts (ISA's), have you considered the following?

  • How are your funds performing?
  • What fees are you paying?
  • Are you invested in the correct tax wrappers?
  • Have your annual allowances been utilised?
  • Is your portfolio tailored to the level of risk you are willing to take?
  • Is your portfolio diversified? Are your investments spread over different asset classes?

Our review service will help you answer these questions.  By analysing your current arrangements we can recommend any appropriate amendments on how your portfolio can be improved upon and work better for you.
If you would like to discuss this further please get in touch.

Investment Management